Retirement Planner
Build retirement scenarios, test spending levels, review projected balances and compare different paths before making decisions.
Beta
Join the Planiva beta
Beta is the main way to use Planiva today. Access is free and includes the current retirement, cash flow, tax, Capital Gains Tax and estate planning tools.
If you want more detail before creating an account, you can review the current products, check the pricing page, or browse the FAQ.
The Capital Gains Tax and disposal planner is now part of the beta tool set, so you can model capital gains scenarios alongside the rest of the workbench.
What beta includes
Beta gives you full access to the current planning workbench. Retirement, cash flow, tax, Capital Gains Tax and estate tools are included as part of the same beta account.
- Free beta access while the platform is still in active development.
- Use all five current tools under one account.
- Model capital gains and disposal scenarios in the same workbench as retirement, cash flow, tax and estate planning.
- Save scenarios, explore outcomes and send feedback as you use the product.
Cash Flow Planner
Plan month-by-month household cash position, test future changes and understand when balances may tighten or go negative.
Tax Planner
Estimate liabilities, review payment timing and understand the effect of income, pensions, dividends and allowances in one place.
Estate Planner
Organise estate information, review inheritance tax outcomes and bring key estate-planning details together in a usable working view.
Capital Gains Tax & Disposal Planner
Estimate Capital Gains Tax on investments, property and other chargeable assets, then compare disposal scenarios before you sell.
What to expect in beta
Practical access
Beta is intended for real exploration of the current tools, with room for improvement as the platform develops.
Feedback welcome
We want to hear what feels useful, unclear or missing. Feedback helps shape how the workbench evolves.
Outputs are for planning and comparison only. They do not replace regulated financial, tax or legal advice.