Products
Planiva currently includes five practical planning tools. Retirement, cash flow, tax, Capital Gains Tax and estate planning all sit in the same connected workbench so you can review different decisions in a more joined-up way.
All current tools are included in free early access. You can also review the planned pricing model before paid access goes live. The aim is not just to list calculators, but to give you planners that help you work through real decisions and compare alternatives with more structure.
Each current planner supports scenario planning, and saved scenario comparison is now available within the relevant tool so users can review different versions before making decisions.
Estimate Capital Gains Tax on investments, property and other chargeable assets, then save and compare disposal scenarios within the planner.
Useful for testing sale timing, ownership splits, available losses and how much you may keep after tax.
Useful for questions like should I sell now, what changes if ownership is different, and what may be left after tax.
Project household monthly cash position over time, save alternative scenarios and compare when balances may come under pressure.
Useful for understanding what is left each month, when you may run short and whether a planned decision looks affordable.
Useful for questions like can I afford this change, when does cash tighten, and how do timing decisions affect the plan.
Estimate annual tax outcomes and payment timing from the income mix you expect to receive, then compare saved tax scenarios within the planner.
Useful for understanding likely liabilities, balancing payments and cash reserve needs.
Useful for questions like how much tax may be due, what pension contributions change, and what may need to be set aside.
Build retirement scenarios, compare saved versions and review projected balances over time.
Useful for testing affordability, retirement timing, long-term resilience and different spending choices.
Useful for questions like when retirement may be affordable, what income mix supports the plan, and how assumptions change the outcome.
Organise estate details, review inheritance tax outcomes and compare saved estate scenarios within the planner.
Useful for seeing what is documented, what may be exposed to tax and where planning gaps remain.
Useful for questions like what the estate may be worth, whether inheritance tax could apply, and how ready the estate records are.
Planiva is continuing to expand beyond the current workbench. More planning tools and connected workflows are in development as the platform grows.
Future additions are intended to sit alongside the current planners so you can keep more of your financial decision-making in one connected workspace.
These five tools are the current product set, not the limit of the platform. Start with free early access to use the live workbench now and use scenario comparison within each planner as the connected planning approach develops.
Each current planner now supports saved scenario comparison within that tool. This makes it easier to test different assumptions, timings or structures and review how the result changes before you act.
Start with the Retirement Planner, review the Tax Planner, explore the Estate Planner, or see how the Capital Gains Tax Planner fits into the broader workbench.
The tools are designed around practical planning questions such as retirement timing, tax reserve needs, disposal proceeds, affordability and estate readiness.
You can save a baseline, test alternatives and compare how different assumptions change the result inside the relevant planner.
Tax, retirement, estate and disposal decisions can overlap. Planiva is being built as one connected workbench so the wider planning picture is easier to follow.
