Free early access
Start using Planiva with free early access
Free early access is the main way to use Planiva today. It includes the current retirement, cash flow, tax, Capital Gains Tax and estate planning tools.
If you want more detail before creating an account, you can review the current products, check the pricing page, or browse the FAQ.
The Capital Gains Tax and disposal planner is now part of the early access tool set, so you can model capital gains scenarios alongside the rest of the workbench. You can also jump straight to the Retirement Planner, Tax Planner, Estate Planner, or Capital Gains Tax Planner pages first if you want to review the public detail before signing up.
What free early access includes
Free early access gives you full access to the current planning workbench. Retirement, cash flow, tax, Capital Gains Tax and estate tools are included as part of the same account.
- Free early access while the platform is still in active development.
- Use all five current tools under one account.
- Model capital gains and disposal scenarios in the same workbench as retirement, cash flow, tax and estate planning.
- Save scenarios, explore outcomes and send feedback as you use the product.
Retirement Planner
Build retirement scenarios, test spending levels, review projected balances and compare different paths before making decisions.
View the Retirement PlannerCash Flow Planner
Plan month-by-month household cash position, test future changes and understand when balances may tighten or go negative.
View the Cash Flow PlannerTax Planner
Estimate liabilities, review payment timing and understand the effect of income, pensions, dividends and allowances in one place.
See how the Tax Planner worksEstate Planner
Organise estate information, review inheritance tax outcomes and bring key estate-planning details together in a usable working view.
Explore the Estate PlannerCapital Gains Tax & Disposal Planner
Estimate Capital Gains Tax on investments, property and other chargeable assets, then compare disposal scenarios before you sell.
View the Capital Gains Tax PlannerWhat to expect during early access
Practical access
Early access is intended for real exploration of the current tools, with room for improvement as the platform develops.
Feedback welcome
We want to hear what feels useful, unclear or missing. Feedback helps shape how the workbench evolves.
Outputs are for planning and comparison only. They do not replace regulated financial, tax or legal advice.